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Medical Debt and Deferred Care for Physical Health, Mental Health, and Dental Needs Among U.S. Adults

A nationally representative study of nearly 30,000 U.S. adults found that medical debt was consistently associated with deferred dental, medical, and mental health care, regardless of insurance coverage. More than half of adults with medical debt put off dental care, one in three delayed medical care, and one in five postponed mental health treatment. Uninsured adults with medical debt were significantly more likely to defer medical care than those with commercial insurance, but the pattern of deferred care held across all insurance categories.